Terms of Use

Acceptance of Terms

By accessing orosamirisero.com or enrolling in any orosamirisero educational program, you acknowledge that you have read, understood, and agree to comply with these Terms of Use. If you do not agree with any part of these terms, you must discontinue use of our services immediately.

These terms constitute a legally binding agreement between you and orosamirisero. We reserve the right to modify these terms at any time, with changes taking effect upon posting to our website. Your continued use of our services after modifications indicates acceptance of the updated terms.

Educational Services Description

orosamirisero provides educational content and training programs focused on business finance fundamentals. Our services include online learning materials, interactive workshops, and practical exercises designed to enhance financial literacy for Australian business owners.

Program Expectations

We do not guarantee specific business outcomes, income levels, or financial results from participation in our programs. Individual success depends on various factors including personal commitment, existing knowledge, and business circumstances.

User Responsibilities and Conduct

Users are expected to engage with our platform and educational content in a professional and respectful manner. You agree to provide accurate information during registration and to maintain the confidentiality of your account credentials.

Prohibited Activities

Violation of these conduct standards may result in immediate suspension or termination of access to our services, without refund of any fees paid.

Intellectual Property Rights

All content provided through orosamirisero's educational platform, including but not limited to text materials, video content, worksheets, and interactive tools, remains the exclusive property of orosamirisero and is protected by Australian and international copyright laws.

Users receive a limited, non-transferable license to access and use educational materials solely for personal learning purposes. This license does not permit redistribution, modification, or commercial use of our content without explicit written authorization.

Content Usage Guidelines

Payment Terms and Refund Policy

Program fees are clearly stated at the time of enrollment and must be paid according to the selected payment schedule. We accept various payment methods as indicated during the registration process.

Refund requests must be submitted within 14 days of initial program access. Refunds are processed within 10-15 business days and are subject to a reasonable processing fee to cover administrative costs. No refunds are available after 30 days from program commencement.

Billing Practices

Privacy and Data Protection

orosamirisero is committed to protecting user privacy and complying with Australian Privacy Principles under the Privacy Act 1988. We collect and use personal information solely for the purposes of delivering educational services and improving user experience.

Personal information including contact details, learning progress, and participation records is stored securely and is not shared with third parties except as necessary for service delivery or as required by law.

Data Collection and Use

Limitation of Liability

orosamirisero provides educational services "as is" without warranties of specific outcomes or results. While we strive to deliver high-quality content, we cannot guarantee that our programs will meet every individual's expectations or business needs.

Our liability is limited to the fees paid for the specific program in question. We are not responsible for indirect consequences, lost profits, or business decisions made based on educational content provided through our platform.

Service Limitations

Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of Queensland, Australia, and any disputes arising from these terms or your use of our services will be subject to the jurisdiction of Queensland courts.

We encourage users to contact us directly to resolve any concerns before pursuing formal dispute resolution. Most issues can be addressed through good faith discussion and our commitment to customer satisfaction.